Dan Carey and Tom Long pictured with Steve Peotter, OCB President and CEO, and Samuel Welch, Operations Manager, with Newcomer Supply in Waunakee, WI.
When it comes to financing the future of Dane County, One Community Bank is invested beyond the bottom line. With decision-makers who live in the communities they serve and a commitment to personalized relationships, One Community Bank is a stakeholder in the growth of the region’s neighborhoods, businesses and families.
“We are a privately held local bank, and so decisions are all made here,” said Tom Long, SVP Commercial Banking Manager at One Community Bank, which has 16 banking locations across South Central Wisconsin. “If you call into one of our locations, you’re talking to somebody local instead of a call center in another state.”
Supporting local growth
From small business expansions to major mixed-use developments, One Community Bank’s lending portfolio reflects the full spectrum of Dane County’s economy. Some of the bank’s recent noteworthy commercial projects include a $50 million multifamily development in Middleton and a small business expansion in downtown Madison.
“We believe that a big part of what makes a community thrive are the local businesses and real estate development,” said EVP and Chief Commercial Officer Dan Carey of One Community Bank. “Community banks play a vital role in making that possible. We provide the capital that gets those projects off the ground. Bigger banks don’t have the same local visibility or long-term stake. These commercial loans may fall outside traditional underwriting norms, but they’re essential for growth — and when the community grows, everyone benefits.”
As housing needs evolve, One Community Bank has played a key role in developing residential options including subdivisions with single-family homes and multifamily apartment buildings throughout the South Central Wisconsin area.
“When looking at projects like multifamily housing or home-building financing, these initiatives play a major role in driving population growth in our communities. Growth which in turn supports our schools and fuels local small businesses,” Carey said.
OCB colleagues, Kay Gashette and Dan Carey with owners of Red and White Winebar in Waunakee, WI.
A broader purpose to banking
“By placing your deposits with a local bank, you indirectly benefit, as it strengthens the bank’s financial health and enhances its ability to support your community through commercial lending,” Carey said.
Both Carey and Long speak of the value of relationships and seeing clients move from personal to commercial banking as their lives and business needs change.
“If you’ve banked with us for years and then come in saying you’re ready to start a business or buy an investment property that can really streamline the process,” Carey said. “We already know you, and that prior relationship is a jumping off point for what’s next.”
One Community Bank has consistently ranked among the top Small Business Administration 504 lenders in Dane County. Those loans, designed to help small businesses finance major assets such as real estate and equipment purchases, align with the bank’s community first mission. The bank is also active in PACE (Property Assessed Clean Energy) financing.
“We are a modern, progressive bank that tailors our solutions to each market and each client,” Long said. “There’s no one-size-fits-all approach with us. We show up for our clients and work to understand and meet their unique needs.”
To learn more about how One Community Bank can meet your personal banking and commercial lending needs visit their website at onecommunity.bank.
Member FDIC. Equal Housing Lender.
