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What if the 12-team College Football Playoff was here?
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What if the 12-team College Football Playoff was here?

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IRVING, Texas — A fun thing to do this season has to been ponder how the College Football Playoff race would have played out if expansion to 12 teams had already happened.

The CFP selection committee set the four-team field on Sunday, matching top-seeded Alabama against No. 4 Cincinnati in one semifinal and second-seeded Michigan against No. 3 Georgia in the other.

The committee ranks 25 teams to help fill out the lineup for the some of the other marquee bowl games, too.

Drew and Joe recap the Crimson Tide's upset win over the Bulldogs in the SEC Championship game!

In the 12-team playoff model proposed earlier this year — and still being debated by the conference commissioners who manage the CFP — a selection committee would still have a role, but it would be less impactful because it would place more emphasis on winning a conference.

Which conferences are emphasized — if any — is one of biggest unresolved issues.

The original 12-team proposal included spots for the six highest-ranked conference champions and the next six highest-ranked teams, regardless of conference.

In the the last few weeks, the Big Ten and Atlantic Coast Conference commissioners have pushed for a tweak that would guarantee automatic bids only to the Power Five conference champions and the highest-ranked champion from the other five conferences in the Bowl Subdivision.

That suggestion has not been well received by most of the other commissioners, especially those outside the Power Five who have been trying to get rid of that distinction.

"I think, to have credibility, I think there has to be a foundation of fairness meaning you don’t give selected groups, divisions, conferences, in this case, preferred status. There isn’t any playoff that you can point to does that," American Athletic Conference Commissioner Mike Aresco said Sunday.

Drew and Joe recap the Big 10 Championship win for the Wolverines over the Hawkeyes!

American Athletic champion Cincinnati made history Sunday, becoming the first team from outside the Power Five to reach the four-team playoff in its eight-year history.

But it should be noted, that if a 12-team playoff format was used this season the teams and seeds would have been no different if the so-called six-and-six model was used or the five-plus-one model.

The strange part about how this has become a sticking point in expansion talks is that using past final CFP rankings as an example, only last season would the best six conference champions not have included each Power Five winner.

Last season, both Cincinnati from the AAC and Coastal Carolina from the Sun Belt finished ahead of Pac-12 champion Oregon. But the Ducks played an abbreviated Pac-12 schedule because of the pandemic. There is little reason to believe that wasn't an anomaly.

In the committee's final rankings released Sunday, the second-highest ranked Group of Five conference champion was Louisiana-Lafayette of the Sun Belt at No. 23. The lowest-ranked Power five champion was Pittsburgh of the Atlantic Coast Conference at No. 12.

In fact, the losers of each Power Five conference championship game were all ranked ahead of Louisiana-Lafayette.

There could be a compromise between six-and-six and five-plus-one where if a second Group of Five conference champion finishes head of a Power Five champ, the G5 team is guaranteed a spot and one of the at-large spots is taken away. But that might not go over well with everybody, either.

Anyway, what would the playoff have looked like this season if the proposed 12-team format — in which the top four conference champions get first-round byes and those four first-round games are played on campus — was used?

Drew and Joe break down the Bearcats win over the Cougars in the AAC Championship!

Here goes, though we made one small tweak to the format (teams from the same conference should not play in the first round if it can be avoided with a small shift in seeds):

First round

No. 12 Pittsburgh at No. 5 Georgia.

No. 11 Michigan State at No. 6 Notre Dame

No. 10 Utah at No. 7 Ohio State

No. 9 Oklahoma State at No. 8 Mississippi

Second round

Pitt-Georgia winner vs. Baylor in the Fiesta Bowl

Michigan State-Notre Dame winner vs. Cincinnati in the Peach Bowl

Utah-Ohio State winner vs. Michigan in the Rose Bowl

Oklahoma State-Ole Miss winner vs. Alabama in the Sugar Bowl

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