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College degree holders often fare better in the job market during economic downturns than workers without a degree, but recent graduates at the beginning of their careers face unique challenges when job market conditions are tough.

The pandemic has disrupted many aspects of life, and some of the most significant shifts have occurred in housing. A combination of factors could lead to high activity in some parts of the rental market while creating uncertainty or vulnerability in others.

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Tammy Phelps had high hopes and big plans for 2020. She had planned to buy her own home and move out of the rental where she and her five children had been living since her divorce five years ago. She and her boyfriend were planning a wedding.

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