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Cancellation

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But they still don’t protect you if you’re too afraid to travel, said Sivley of Berkshire Hathaway Travel Protection. “I’m not aware of any U.S. travel insurance provider covering for trip cancellation due to fear of COVID-19, unless the traveler had purchased cancel-for-any-reason coverage,” he said.

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Review your ticket and hotel cancellation, modification and refund policy. Things happen, especially during the COVID-19 pandemic, and you might need to modify your reservation or cancel it. Disney is not selling annual passes, for example, but is still allowing current passholders to renew them.

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"The Last Dance," a 10-part documentary on Michael Jordan and the 1997-98 Chicago Bulls, premieres.

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Answer: Doubtful. "Unfortunately, there is limited cancellation coverage (for coronavirus) under most standard travel insurance policies," Kasara Barto of Squaremouth.com, a travel insurance comparison site, said in an email. "Virus outbreaks do not fall under the standard cancellation reasons on most travel insurance."

It's no secret that we're harder on ourselves than we are on anyone else. But we don't have to be — or at least not to the extent that we are some days. In your next moment of self-condemnation, try this:

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While certain students reacted with vigilantism and anger to the news Friday that Madison Police Department canceled Mifflin Street block part…

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